Now the States (or one Texas) want in on this huge untapped resource...
If you agree that Dead Janitors Insurance is morbid and sick. Then it gets better (or worse) in this case. How do you feel about your state government having dead peasant policies on retired state workers. Not just currently employed persons but the retired.
Just think of the windfall to a state in these tough financial times, with all the baby-boomer retirees.